SAVINGS ACCOUNTS Savings Interest paid quarterly Minimum balance to open is $50 $2.00 per month service fee if the Average Daily Balance falls below $100.00. (This fee does not apply to students 22 years old and younger) $2.00 per transaction if exceed 6 transactions per month. Tommy Turtle Savings Club Kids through 6th grade may join the Tommy Turtle Savings Club. Each child receives a Turtle card that is punched with the amount of the deposit. After reaching the card goal, the bank will deposit an additional $5.00 into the account. The first two cards have $100 goals, the next three cards have $250 goals, the sixth and all subsequent cards have $500 goals. Interest paid quarterly. No service fees. Money Maker Minimum balance to open is $2,500 Base service fee of $5.00 if average daily balance falls below $5,000 A per debit item service fee of $.50 if "balance" below $10,000. Interest will be compounded daily; credited to account monthly. Limited to 6 transfers per month with no more than 3 by check Request an "Understanding your Deposit Account" disclosure for more information