CHECKING ACCOUNTS Banclub - our most popular account for one low monthly fee No per check charges – up to 30 per statement cycle Set monthly fee of $7.50 One free box of checks per year – Choose any custom creation color, duplicate or wallet Up to 5 free money orders per month $20,000 Accidental Death Insurance Everyday Rebate Rewards – Receive up to $40 in cash back every year Cash Rewards – Register your credit/debit card on this secure site and enjoy cash back on online purchases Discounted Gift Cards – Purchase gift cards at 5-15% off the face value of the cards Savers Club – Save up to 50% on regular-priced room rates at 1000s of participating lodging properties worldwide. This free book features money-savings offers good for theme park admission, movie tickets, car rentals, dining, entertainment, retail services, and more $2,500 Identity Theft Insurance Regular Checking Base service fee varies depending on average daily balance No base service fee if average daily balance is kept over $500. Minimum balance to open is $50. Prime Time - This may be the account for you if you're 55 or over Free checking if $200 average monthly balance maintained. A $5.00 service fee applies if balance falls below $200. Unlimited checking - use all the checks you like, because there are no per check charges No charge for: First box of specialty checks 3 x 5 size safe deposit box personal money orders, stop payment service, and photocopies Student Checking Free checking - This is available for full-time students age 22 and under No base service fees and no per debit item service fees